What you need:
PSP 8. Download a 30 day
trial here. ZIP with materials: Download here.
Unzip the masks and gold pattern and open in PSP. A nice picture with soft and light colors.
I used a image from Eileen Fong - Chickadee (in ZIP).
Save often
Let's get started....... Good Luck!
Make sure your image is not to large because the frame will
be very heavy. Open your image. Not bigger as 300.
So as a Portrait > height 300 or Landscape > width 300.
Shift D and close the original.
The repeat steps, stop at the 3 stars ***.
Select 2 light colors from your image.
I used for my foreground color: #B4B390.
As my background color I picked: #DED3B7.
Open the gold pattern in PSP.
Set your foreground to pattern for now.
Look for the gold pattern:
Effects > 3D-effects > Inner bevel > Color #D3D0C8.
Effects > 3D-effects > Drop shadow.
Next step:
When repeating = step 1 (beige):
Image > Add borders > 5 Pixels > Symmetric > Yellow.
Select the yellow border (feather 0) with your magic wand.
Fill with right mouse button = #DED3B7.***
Next step: When repeating = step 2(gold):
Image > Add borders > 5 Pixels > Symmetric > Yellow.
Select the yellow border (feather 0) with your magic wand.
Fill with gold pattern.
Repeat the drop shadow at 2 en - 2.***
Next step:
When repeating = step 3 (mask):
Image > Add borders > 25 Pixels > Symmetric > Yellow.
Select the yellow border (feather 0) with your magic wand.
Fill with right mouse button = #DED3B7.
Layers > New layer.
Fill with gold pattern.***
This step stops here because you are going
to use 2 different masks at the time.
Open the MD-flora-border.jpg from the ZIP.
Layers > New mask layer > From image.
Look for the MD-flora-border.jpg and click OK.
This is a nice part! Because you are going to add a border
you don't have to delete the mask. PSP will do it for you.
Just confirm the merging of the layers.
Do the repeat step 2 (gold) as showed above.
Image > Add borders > 15
Pixels > Symmetric > Yellow.
Select the yellow border (feather 0) with your magic wand.
Put your foreground color at #B4B390 and fill.
Effects > Texture effects > Fine leather.
Do the repeat step 2 (gold) as showed above.
Do the repeat step 3 (mask) as showed above.
Open the MD-flora-corners.jpg from the ZIP.
Layers > New mask layer > From image.
Again, you don't have to remove your mask.
Do the repeat step 2 (gold) as showed above.
Do the repeat step 1 (beige) as showed above.
Do the repeat step 2 (gold) as showed above.
I have reduced the size of my frame with 80%.
Image > Change size > 80% > All layers checked.
Adjust > Sharpen > Sharpen.
Your Classic Frame is done.
I hope you liked it.
Thanks for using my tutorials.
This tutorial is written and designed by Mar and therefore her property.
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Translation
into English with help of my best friends, Trudie.
Thanks sweetie! Couldn't do it without you.
the yellow border (feather 0). 
